Terms and Conditions

Welcome to Smartrbank! By using our website and services, you agree to the following terms and conditions. Please read them carefully.

Eligibility

By using Smartrbank’s services, you confirm that you are at least 18 years of age and have the legal capacity to enter into binding contracts. Our services are available only to individuals who meet the necessary eligibility requirements for applying for loans or financial products.

Accuracy of Information

You agree to provide true, accurate, current, and complete information when registering for our services and during the application process. Any false or misleading information may result in the rejection of your application or suspension of your account.

Privacy and Data Security

Your privacy is important to us. Smartrbank collects and uses your personal information in accordance with our Privacy Policy. We implement reasonable security measures to protect your data. However, you are responsible for maintaining the confidentiality of your account details.

Third-Party Partnerships

Smartrbank collaborates with third-party financial institutions such as banks and NBFCs to provide loan products. These third-party entities are solely responsible for their services and products. Smartrbank does not assume any liability for actions or decisions made by these partners.

Service Availability and Access

Our platform and services are available 24/7, subject to maintenance and operational issues. Smartrbank does not guarantee uninterrupted service and will not be held liable for any delays or failures that may occur.

Changes to Terms

Smartrbank reserves the right to update or modify these terms at any time. Any changes will be communicated through our platform, and your continued use of our services indicates your acceptance of these updated terms.